A recent national financial well-being report shows that less than 35% of adults in emerging economies—including Iran—have basic knowledge of how to manage personal budgets, credit, or long-term investments. Without these skills, households are more vulnerable to economic shocks and poor financial decisions.
Experts argue that financial education must start in schools and be reinforced by media and community outreach. Women, young professionals, and self-employed workers are among the most affected by the lack of financial knowledge. Closing this gap is key to reducing structural poverty and improving long-term resilience.